SBI CBO vs SBI PO- Salary & Career Comparison

February 16, 2026
SBI CBO vs SBI PO- Salary & Career Comparison


The State Bank of India offers two popular officer level opportunities that are Probationary Officer (PO) and Circle Based Officer (CBO). Both the post comes with an attractive salaries, career growth and along with that attached perks. Both may vary in few prospects but make sure to give a respectful position. The promotion speed may differ in both. Read the article below to understand salary and career comparison for SBI CBO and SBI PO in detail.

Key Differences in SBI PO & SBI CBO

Key Differences in SBI PO vs SBI CBO
Basis SBI PO SBI CBO
Recruitment Entry level fresh graduates Experienced Bankers
Basic Pay Rs. 56,480 Rs. 48,480
Gross Monthly Salary Rs. 93,342.61 Rs 85,000 to Rs 87,500+ per month
In hand Salary Rs. 80000 to 82000 per month Rs. 70000- 72000
Allowances HRA/Leave, DA, Medical, Travel, Newspaper etc HRA/Leave, DA, Medical, Travel, Newspaper etc
Posting All India Transfers Circle Based Posting
Transfers Frequent transfers across India Mostly within selected cities
Promotion Speed Faster Growth Moderate growth at start
Career Path PO to Manager to AGM to GM to Top Management CBO to Manager to Senior Manager to Chief Manager
Work Pressure High Targets and Workloads Operational pressure and stable posting

SBI CBO vs SBI PO Salary & Career Comparison

Allowance

  • State Bank of India PO salary is higher than SBI CBO.
  • Both posts get similar allowances: DA, HRA/CCA, newspaper allowance, medical benefits, etc.
  • SBI PO is for fresh graduates.
  • SBI CBO is for experienced banking professionals.

Growth and Promotion

  • SBI PO offers faster promotions and better long-term career growth.
  • Opportunities to reach senior managerial positions are higher for POs.
  • SBI CBO has comparatively slower promotions.
  • CBO is suitable for candidates looking for stability within a specific circle.



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